{"id":76,"date":"2023-03-30T10:55:21","date_gmt":"2023-03-30T10:55:21","guid":{"rendered":"http:\/\/localhost\/leycapitalnd016\/?page_id=76"},"modified":"2023-05-22T15:51:25","modified_gmt":"2023-05-22T15:51:25","slug":"lending-company-ley-capital-lending","status":"publish","type":"page","link":"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/lending-company-ley-capital-lending","title":{"rendered":"Ley Capital Lending"},"content":{"rendered":"\n<div class=\"lending-sect1\">\n\t<h2>The Convenience Of Owning A Home<\/h2>\n\t<p>There is a lot of responsibilities that comes with owning a home but it also comes with advantages that makes it all worth it!<\/p>\n\t<ul>\n\t\t<li>\n\t<figure><img src=\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/wp-content\/themes\/leycapitalnd016\/images\/icons\/lending-icon1.png\" alt=\"building icon\"><\/figure>\n\tYour home could appreciate in value.<\/li>\n\t\t<li>\n\t<figure><img src=\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/wp-content\/themes\/leycapitalnd016\/images\/icons\/lending-icon2.png\" alt=\"piggy bank icon\"><\/figure>\n\tYou may be able to save money with lower monthly payments vs Paying rent.<\/li>\n\t\t<li>\n\t<figure><img src=\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/wp-content\/themes\/leycapitalnd016\/images\/icons\/lending-icon3.png\" alt=\"house icon\"><\/figure>\n\tYour home is YOURS. You can do whatever you like with it to improve your lifestyle and possibly increase the value.<\/li>\n\t\t<li>\n\t<figure><img src=\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/wp-content\/themes\/leycapitalnd016\/images\/icons\/lending-icon4.png\" alt=\"scissor icon\"><\/figure>\n\tYou could save money during tax season by deducting mortgage interests and property taxes.<\/li>\n\t<\/ul>\n<\/div>\n<div class=\"lending-sect2\">\n\t<div class=\"lending-sect2-info\">\n\t\t<h2>Advantages &amp; Costs Of Owning A Home<\/h2>\n\t\t<p>A break down of the costs and the advantages you will encounter.<\/p>\n\t<\/div>\n\t<div class=\"lending-boxes\">\n\t\t<section>\n\t\t\t<h3>Costs of Home Ownership<\/h3>\n\t\t\t<ul class=\"bullet\">\n\t\t\t\t<li>Monthly mortgage payment<\/li>\n\t\t\t\t<li>Your down payment &#8211; as low as 3% of the sale price<\/li>\n\t\t\t\t<li>Closing costs &#8211; typically 3% to 5% of the loan<\/li>\n\t\t\t\t<li>Taxes &amp; insurance<\/li>\n\t\t\t\t<li>Utilities<\/li>\n\t\t\t\t<li>Repairs &amp; maintenance<\/li>\n\t\t\t\t<li>Homeowner association dues or assessments<\/li>\n\t\t\t<\/ul>\n\t\t\t<p>These costs will vary from home to home, and you will know what they are before making a final purchase offer.<\/p>\n\t\t<\/section>\n\t\t<section>\n\t\t\t<h3>Benefits of Home Ownership<\/h3>\n\t\t\t<ul class=\"bullet\">\n\t\t\t\t<li>A home offers a stable place to start or grow a family, getting involved in a community, along with major privacy.<\/li>\n\t\t\t\t<li>Your home is YOURS. You can do whatever you like with it to improve your lifestyle and possibly increase the value.<\/li>\n\t\t\t\t<li>You may increase your net worth by building equity through:\n\t\t\t\t\t<ol>\n\t\t\t\t\t\t<li>monthly principal reduction payments<\/li>\n\t\t\t\t\t\t<li>your home potentially increasing in value over time<\/li>\n\t\t\t\t\t<\/ol>\n\t\t\t\t<\/li>\n\t\t\t\t<li>You may be able to deduct your interest and property tax.<\/li>\n\t\t\t<\/ul>\n\t\t<\/section>\n\t<\/div>\n\t<a class=\"btn_style\" href=\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/start-online\">Get Started<\/a>\n<\/div>\n<div class=\"lending-sect3\">\n\t<div class=\"lending-sect3-info\">\n\t\t<h2>Calculate How Much You Can Afford<\/h2>\n\t\t<p>Important things you should know before purchasing your home.<\/p>\n\t<\/div>\n\t<div class=\"lending-sect3-boxes\">\n\t\t<section>\n\t\t\t<div class=\"circle-con\">\n\t\t\t\t<div class=\"cirle-img\">\n\t\t\t\t\t<figure><img src=\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/wp-content\/themes\/leycapitalnd016\/images\/icons\/lending-icon5.png\" alt=\"doing budget report icon\"><\/figure>\n\t\t\t\t<\/div>\n\t\t\t\t<h3>Calculate Your Expense<\/h3>\n\t\t\t\t<div class=\"circle-info\">\n\t\t\t\t\t<p>Depending on the amount you have saved for a down payment, your mortgage payment should typically be no more than 28% of your monthly income, and your total debt should be no more than 36%, although debt ratios have some flexibility, depending on the mortgage type you choose.<\/p>\n\n\t\t\t\t\t<p>You can calculate your monthly housing budget by taking your total income, then subtracting:<\/p>\n\t\t\t\t\t<ul class=\"bullet\">\n\t\t\t\t\t\t<li>Fixed expenses (car payment)<\/li>\n\t\t\t\t\t\t<li>Variable expenses (credit cards or utilities)<\/li>\n\t\t\t\t\t\t<li>Monthly savings<\/li>\n\t\t\t\t\t<\/ul>\n\t\t\t\t\t<p>The result is the money you could have available to budget for housing.<\/p>\n\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t<section>\n\t\t\t<div class=\"circle-con\">\n\t\t\t\t<div class=\"cirle-img\">\n\t\t\t\t\t<figure><img src=\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/wp-content\/themes\/leycapitalnd016\/images\/icons\/lending-icon6.png\" alt=\"credit score indicator icon\"><\/figure>\n\t\t\t\t<\/div>\n\t\t\t\t<h3>Increase Your Credit Score<\/h3>\n\t\t\t\t<div class=\"circle-info\">\n\t\t\t\t\t<p>The better your credit score the better your interest rate will be. Your credit score has an impact on your monthly payment. Even the slightest increase will improve your rate.<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t<section>\n\t\t\t<div class=\"circle-con\">\n\t\t\t\t<div class=\"cirle-img\">\n\t\t\t\t\t<figure><img src=\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/wp-content\/themes\/leycapitalnd016\/images\/icons\/lending-icon7.png\" alt=\"a man with a jar of coins on the back icon\"><\/figure>\n\t\t\t\t<\/div>\n\t\t\t\t<h3>Save for Extra Costs<\/h3>\n\t\t\t\t<div class=\"circle-info\">\n\t\t\t\t\t<p>You will need to save for extra costs such as your down payment and closing costs.<\/p>\n\t\t\t\t\t<ul class=\"bullet\">\n\t\t\t\t\t\t<li>A down payment of 20% or more helps you avoid PMI (Private Mortgage Insurance) and lowers your monthly payment.<\/li>\n\t\t\t\t\t\t<li>Closing costs are typically 3% &#8211; 5% of the total home cost.<\/li>\n\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t<\/div>\n<\/div>\n<div class=\"lending-sect5\">\n\t<h2>You can count on us to help you simplify the refinancing process<\/h2>\n\t<p>Refinancing is an option to lower your monthly payments, pay off your loan quicker, and reduce your overall interest expense . Always make sure to analyze the costs and benefits before you apply.<\/p>\n\t<figure class=\"thumb_right_dd\"><img src=\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/wp-content\/themes\/leycapitalnd016\/images\/icons\/lending-icon8.png\" alt=\"a woman on living room icon\"><\/figure>\n\n\t<p>When you refinance, you replace your current mortgage with a new mortgage with a lower rate. With a traditional refinance, you can typically expect:<\/p>\n\t<ul class=\"bullet\">\n\t\t<li>Lower interest rates<\/li>\n\t\t<li>Lower monthly payments<\/li>\n\t\t<li>Longer or shorter minimum loan terms<\/li>\n\t\t<li>More fixed-rate options<\/li>\n\t<\/ul>\n<\/div>\n<div class=\"lending-sect4\">\n\t<figure class=\"lending-sect4-img\"><img src=\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/wp-content\/themes\/leycapitalnd016\/images\/icons\/lending-icon9.png\" alt=\"a woman thinking\"><\/figure>\n\t<section class=\"lending-sect4-con\">\n\t\t<h2>Your Mortgage Options<\/h2>\n\t\t<ul class=\"bullet\">\n\t\t\t<li>Fixed-Rate Mortgage: interest rate never changes<\/li>\n\t\t\t<li>Adjustable-Rate Mortgage (ARM)[1] : lower starting rate that may increase or decrease over time<\/li>\n\t\t\t<li>FHA Loans for expanded eligibility and low down payments<\/li>\n\t\t\t<li>Veterans Affairs Mortgages for U.S. military service members<\/li>\n\t\t\t<li>Affordable lending products that offer low down payment options<\/li>\n\t\t\t<li>Government Loan Options (FHA and VA)<\/li>\n\t\t<\/ul>\n\t\t<a class=\"btn_style\" href=\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/start-online\">Get Started<\/a>\n\t<\/section>\n<\/div>\n<div class=\"lending-sect6\">\n\t<section class=\"info\">\n\t\t<p>Ley Capital Lending experts will guide you through the necessary steps to purchasing your dream home in a hassle free and effective manner.<\/p>\n\n\t\t<a class=\"btn_style\" href=\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/start-online\">Get Started<\/a>\n\t<\/section>\n\t<section class=\"img_con\">\n\t\t<figure><img src=\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/wp-content\/themes\/leycapitalnd016\/images\/thumbnails\/thumb-1845825388.jpg\" alt=\"Smiling parents with children having fun during moving day\"><\/figure>\n\t<\/section>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The Convenience Of Owning A Home There is a lot of responsibilities that comes with owning a home but it also comes with advantages that makes it all worth it! Your home could appreciate in value. You may be able to save money with lower monthly payments vs Paying rent. Your home is YOURS. You &hellip; <a href=\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/lending-company-ley-capital-lending\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":762,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v15.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ley Capital Lending | Lending Company in FL | LEY CAPITAL<\/title>\n<meta name=\"description\" content=\"LEY CAPITAL is a lending company in Florida that provides funding solutions and business loans that meet a variety of needs. Visit our site to learn more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/lending-company-ley-capital-lending\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ley Capital Lending | Lending Company in FL | LEY CAPITAL\" \/>\n<meta property=\"og:description\" content=\"LEY CAPITAL is a lending company in Florida that provides funding solutions and business loans that meet a variety of needs. Visit our site to learn more.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/lending-company-ley-capital-lending\" \/>\n<meta property=\"og:site_name\" content=\"LEY CAPITAL\" \/>\n<meta property=\"article:modified_time\" content=\"2023-05-22T15:51:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/wp-content\/uploads\/2023\/04\/nhbnr-1958314123.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"600\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\">\n\t<meta name=\"twitter:data1\" content=\"2 minutes\">\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/#website\",\"url\":\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/\",\"name\":\"LEY CAPITAL\",\"description\":\"Just another WordPress site\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/?s={search_term_string}\",\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/lending-company-ley-capital-lending#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/wp-content\/uploads\/2023\/04\/nhbnr-1958314123.jpg\",\"width\":1920,\"height\":600,\"caption\":\"Happy independent couple first time home owners hugging in living room on moving day\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/lending-company-ley-capital-lending#webpage\",\"url\":\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/lending-company-ley-capital-lending\",\"name\":\"Ley Capital Lending | Lending Company in FL | LEY CAPITAL\",\"isPartOf\":{\"@id\":\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/lending-company-ley-capital-lending#primaryimage\"},\"datePublished\":\"2023-03-30T10:55:21+00:00\",\"dateModified\":\"2023-05-22T15:51:25+00:00\",\"description\":\"LEY CAPITAL is a lending company in Florida that provides funding solutions and business loans that meet a variety of needs. Visit our site to learn more.\",\"breadcrumb\":{\"@id\":\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/lending-company-ley-capital-lending#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/lending-company-ley-capital-lending\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/lending-company-ley-capital-lending#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"item\":{\"@type\":\"WebPage\",\"@id\":\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/\",\"url\":\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"position\":2,\"item\":{\"@type\":\"WebPage\",\"@id\":\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/lending-company-ley-capital-lending\",\"url\":\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/lending-company-ley-capital-lending\",\"name\":\"Ley Capital Lending\"}}]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","_links":{"self":[{"href":"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/wp-json\/wp\/v2\/pages\/76"}],"collection":[{"href":"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/wp-json\/wp\/v2\/comments?post=76"}],"version-history":[{"count":27,"href":"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/wp-json\/wp\/v2\/pages\/76\/revisions"}],"predecessor-version":[{"id":1177,"href":"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/wp-json\/wp\/v2\/pages\/76\/revisions\/1177"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/wp-json\/wp\/v2\/media\/762"}],"wp:attachment":[{"href":"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/wp-json\/wp\/v2\/media?parent=76"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}