{"id":13,"date":"2023-03-30T10:35:09","date_gmt":"2023-03-30T10:35:09","guid":{"rendered":"http:\/\/localhost\/leycapitalnd016\/lending-company-commercial-loan"},"modified":"2023-04-11T22:49:17","modified_gmt":"2023-04-11T22:49:17","slug":"lending-company-commercial-loan","status":"publish","type":"page","link":"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/lending-company-commercial-loan","title":{"rendered":"Commercial Loan"},"content":{"rendered":"<p><strong>Important Terms<\/strong><\/p>\n<p><strong>Loan-to-Value (LTV)<\/strong><\/p>\n<p>This is a ratio that describes the size of the loan that you take out compared to the value of your property.<\/p>\n<p><strong>Operating Statement<\/strong><\/p>\n<p>It is also known as \u201cIncome Statement.\u201d An operating statement summarizes your revenues and expenses throughout the entire reporting period.<\/p>\n<p><strong>Rent Rolls<\/strong><\/p>\n<p>This is a documentation that states which person is paying for what in a specific property. This can be business tenants in an industrial property or tenants in a multifamily property.<\/p>\n<p><strong>Debt Service Coverage Ratio (DSCR)<\/strong><\/p>\n<p>It is also known as the \u201cDebt Coverage Ratio (DCR)\u201d. The debt service coverage ratio is the ratio of cash that is available for debt servicing to lease, principal, and interest payments.<\/p>\n<p>There is nothing business owners love more than the chance to be able to grow and expand their business. LEY Capital offers a grade-A commercial loan product to ensure that clients are able to afford the expenditures required to develop their business operations. We\u2019re experienced when it comes to helping a variety of businesses in the industry and have the expertise to ensure that yours gets the right kind of support.<\/p>\n<p><strong>What are \u201csmall-balance\u201d commercial loans? What are its benefits?<\/strong><\/p>\n<p>A \u201csmall-balance\u201d commercial loan is a kind of loan that is provided for commercial properties. Higher balance commercial loans often have strict underwriting requirements; however, small-balance commercial loans are somewhat easier to obtain due to a streamlined underwriting process. Small-balance commercial loans also come with less strict requirements and borrowers have more packages and products to choose from.<\/p>\n<p>Three main factors are considered for a small-balance commercial loan. These factors are used to match your needs with the different loan options available. The factors that we consider are:<\/p>\n<ul class=\"bullet\">\n<li>The property\u2019s cash flow<\/li>\n<li>The property\u2019s state and type<\/li>\n<li>The borrowers\u2019 financial experience and capability<\/li>\n<\/ul>\n<p><strong>Some of its benefits include:<\/strong><\/p>\n<ul class=\"bullet\">\n<li>Flexible underwriting guidelines<\/li>\n<li>Low-doc submissions<\/li>\n<li>Higher commissions<\/li>\n<li>Quicker closings<\/li>\n<li>Loans up to $50,000 to $50,000,000<\/li>\n<\/ul>\n<p><strong><em>Questions?<\/em><\/strong><\/p>\n<p>To talk to one of our financial consultants, give us a call at 561-990-2646.<\/p>\n<p><iframe id=\"myframe\" class=\"\" src=\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/wp-content\/themes\/leycapitalnd016\/forms\/commercialloan_Applynow.php\"><\/iframe><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Important Terms Loan-to-Value (LTV) This is a ratio that describes the size of the loan that you take out compared to the value of your property. Operating Statement It is also known as \u201cIncome Statement.\u201d An operating statement summarizes your revenues and expenses throughout the entire reporting period. Rent Rolls This is a documentation that &hellip; <a href=\"https:\/\/web.link2newsite.com\/abidfawc\/leycapitalnd016\/lending-company-commercial-loan\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":596,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v15.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Commercial Loan | Lending Company in FL | LEY CAPITAL<\/title>\n<meta name=\"description\" content=\"LEY CAPITAL is a lending company in Florida that provides funding solutions and business loans that meet a variety of needs. 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